How Much Money You’ll Need To Supplement Your Social Security in Every State

Heather Taylor

Sat, May 10, 2025, 6:31 AM 11 min read

Most retirees recognize Social Security isn’t recommended arsenic their sole signifier of income successful their aureate years. It’s important to commencement redeeming aboriginal for retirement successful accounts similar a Roth IRA and 401(k) plan.

If you didn’t get a accidental to prevention aboriginal and consistently for retirement, you’ll privation to cognize however overmuch wealth aft Social Security benefits you’ll request to screen monthly expenses. The reply depends connected your location.

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To find retired however overmuch wealth you’ll request to supplement your Social Security income, GOBankingRates analyzed each 50 states by uncovering the mean outgo of surviving indexes crossed aggregate expenditures and multiplying them by the nationalist mean expenditure costs for ages 65 and implicit for each expenditure category.

This revealed the monthly full outgo of expenditures with wide rent outgo added successful to supply the mean full outgo of surviving successful each state. Social Security’s Monthly Statistical Supplement for January 2024 was sourced to usage the mean Social Security payment amounts for retired workers — $1,860.23 — and to cipher the full monthly outgo of surviving aft Social Security benefits.

In alphabetical order, here’s however overmuch wealth you’ll request successful each U.S. authorities to supplement your Social Security monthly.

• Rent mean cost: $980

• Expenditure mean cost: $2,423.62

• Monthly full outgo (rent + expenditure): $3,403.62

• Leftover monthly costs aft Social Security benefits: $1,543.39

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• Rent mean cost: $1,701

• Expenditure mean cost: $3,744.20

• Monthly full outgo (rent + expenditure): $5,445.20

• Leftover monthly costs aft Social Security benefits: $3,584.97

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• Rent mean cost: $1,373

• Expenditure mean cost: $3,062.33

• Monthly full outgo (rent + expenditure): $4,435.33

• Leftover monthly costs aft Social Security benefits: $2,575.10

• Rent mean cost: $915

• Expenditure mean cost: $2,426.81

• Monthly full outgo (rent + expenditure): $3,341.81

• Leftover monthly costs aft Social Security benefits: $1,481.58

• Rent mean cost: $1,827

• Expenditure mean cost: $4,118.48

• Monthly full outgo (rent + expenditure): $5,945.48

• Leftover monthly costs aft Social Security benefits: $4,085.25