Costco, Affirm partner to launch buy now, pay later option for online orders

Melina Khan, USA TODAY

Thu, May 15, 2025, 11:29 AM 2 min read

Costco is the latest retailer to currency successful connected the "buy now, wage later" craze.

The wholesaler announced connected May 14 that it partnered with the outgo level Affirm to springiness customers an alternate enactment erstwhile making online purchases.

Costco members buying online tin present usage the Affirm outgo enactment to wage for items implicit clip successful installments, arsenic opposed to each astatine once, according to the San Francisco, California-headquartered company's news release

“Costco members successful peculiar cognize the worth of readying up and buying successful bulk,"  Pat Suh, Affirm’s elder vice president of revenue, said successful a statement. "We're excited to connection them an alternate to accepted credit, helping them confidently negociate their spending connected larger purchases without hidden fees.”

The institution said Costco customers tin lone usage the Affirm outgo enactment for larger purchases.

The Affirm bargain present and wage aboriginal method is disposable for purchases ranging from $500 to $17,500, according to the release.

The installment program offers respective monthly outgo options for customers to take from. The magnitude of the program and terms of the item(s) volition find the fig of installments needed to wage disconnected the purchase.

The wage aboriginal enactment is besides lone disposable for online purchases, not astatine stores.

In caller years, the bargain now, wage aboriginal exemplary has go progressively fashionable among consumers.

According to a 2025 report from the Consumer Financial Protection Bureau, astir 21% of consumers with a recognition grounds were utilizing a bargain now, wage aboriginal program from 1 of six large firms successful 2022.

Is bargain now, wage aboriginal a bully idea? Weight nonaccomplishment drugs, DoorDash are entering BNPL space

Earlier this year, DoorDash began offering Klarna, 1 of the fashionable bargain now, wage aboriginal platforms, arsenic a outgo enactment for each orders connected its app.

Popular value nonaccomplishment drugs, including Zepbound and Wegovy, are besides disposable done Affirm, announced FuturHealth, a telehealth provider, successful March.

Melina Khan is simply a nationalist trending newsman for USA TODAY. She tin beryllium reached at melina.khan@usatoday.com. 

This nonfiction primitively appeared connected USA TODAY: Costco, Affirm motorboat bargain now, wage aboriginal enactment for online orders